A forged maker scheme is a check tampering scheme in which an employee signs the third party's name on the check's endorsement line.

A forged maker scheme is a check tampering scheme in which an employee signs the third party's name on the check's endorsement line.

• A. True
• B. False
• C. It depends
• D. Not specified

Answer: (B)

This item tests your understanding of check tampering schemes and how they are categorized. A forged maker scheme would involve forging the drawer’s signature on the check itself, making it look like the maker issued the check. The scenario described—an employee signing the third party’s name on the check’s endorsement line—is forging the endorsement, not the maker. Endorsement tampering happens when someone forges the payee’s signature on the back of a check to negotiate it. So the described action is forged endorsement, not forged maker. Recognizing this distinction helps investigators target the appropriate controls—signing authority versus endorsement handling. The statement is false.

This item tests your understanding of check tampering schemes and how they are categorized. A forged maker scheme would involve forging the drawer’s signature on the check itself, making it look like the maker issued the check. The scenario described—an employee signing the third party’s name on the check’s endorsement line—is forging the endorsement, not the maker. Endorsement tampering happens when someone forges the payee’s signature on the back of a check to negotiate it. So the described action is forged endorsement, not forged maker. Recognizing this distinction helps investigators target the appropriate controls—signing authority versus endorsement handling. The statement is false.